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Collecting Deposits Online: A Contractor's No-Fluff Playbook

December 5, 2025Payments

Collecting Deposits Online: A Contractor's No-Fluff Playbook

If you do outdoor work, deposits aren't "nice to have". They're how you stop a schedule full of maybes.


Why contractors lose money without deposits

  • Customers keep shopping because nothing is committed
  • Jobs get rescheduled at the last minute (and you eat labor gaps)
  • You buy materials and block time with no cash protection

A deposit changes behavior. It makes the job real.


How much deposit should contractors collect?

Common patterns:

  • Residential: 25–50% (higher when weather/material risk is high)
  • Commercial: 10–30% (often tied to mobilization or materials)
  • Large jobs: staged payments (deposit → progress → final)

The rule: collect enough to protect your downside.


The 3-step deposit flow that works

  1. Send a clean proposal (scope + price in a format they trust)
  2. Make the next step obvious: "Pay deposit to lock the schedule"
  3. Track status so you don't chase blindly

BidBlitz does this with a one-click Stripe deposit link from the bid.

Related page: /deposit-collection-for-contractors


What to say (scripts)

Script 1: simple and normal

"To lock your spot, we take a 50% deposit. You can pay it right inside the proposal. Once it's paid, you're on the schedule."

Script 2: when they hesitate

"Totally understand. The deposit just protects the crew time and materials. If the schedule changes because of weather, we reschedule you — but the deposit keeps your priority."


FAQ

Do deposits scare customers away?

They scare away customers who weren't going to commit. That's a win.

Can customers pay without an account?

Yes — with BidBlitz + Stripe, they can pay from the proposal.


Next step

If your bids are getting approved but not turning into scheduled work, deposits are the missing lever.

Start here:

  • /pricing
  • /bid-software